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Tiny house in a Pacific Northwest forest landscape

Tiny House Insurance Resources

Practical Guides for Hard-to-Insure Tiny Homes.

Expert answers for tiny homes on wheels, DIY builds, container homes, skoolies, yurts, cabins, trip endorsements, liability, theft, and coverage questions owners ask before requesting a quote.

Specialist FocusTiny homes, DIY builds, yurts, skoolies, cabins, and homes on wheels.

Coverage EducationPlain-English answers about liability, theft, contents, storm damage, and travel.

Built for Search IntentGuides answer the questions owners ask before they are ready for a quote.

Latest Guides

Buying & Beginner Questions

What Does Tiny House Insurance Actually Cover?

Tiny house insurance may cover the dwelling, belongings, liability, theft, certain weather losses, detached structures, and travel-related exposures, depending on how the home is built and used. MAC Insurance helps tiny house owners understand coverage for unusual builds, homes on wheels, DIY pro…
Read Guide

Have a Tiny House Insurance Question?

Send MAC Insurance the details about your tiny house, yurt, skoolie, container home, cabin, or tiny house on wheels and get pointed toward the right coverage conversation.

Request a Quote

Request a Tiny House Insurance Quote

Tell us about your tiny home and the MAC Insurance team will follow up.

Tiny House/Yurt Questionnaire

Applicant Information

Tell us about yourself.

Applicant's First Name

Last Name

Applicant's Date of Birth

Applicant's Occupation

Applicant's Marital Status

Applicant's Email Address

Applicant's Phone Number

Is there a co-applicant?

Yes

No

Is your tiny home on wheels?

Yes

No

Is your tiny home in poor condition? (maintenance issues)

Yes

No

Is your tiny house one of the following: Home Depot shed, semi truck trailer, skoolie, floating home/boat, or older than 20 years?

Yes

No

Is this a Tree House?

Yes

No

Does the tiny home have liquid fuel powered space heaters?

Yes

No

Co-Applicant Information

Tell us about yourself.

Co-Applicant's Full Name (if applicable)

Co Applicant's Date of Birth

Co Applicant's Occupation

Co Applicant's Marital Status

Location Information

Please provide your mailing and physical addresses, including any site/lot numbers.

Mailing Address

Address Line 1

Address Line 2

City

State

Zip Code

Physical Address (location of dwelling)

Address Line 1

Address Line 2

City

State

Zip Code

Coverage Limits

Please read these questions carefully.

Replacement Value of Structure (Cov A) max. $150,000 (This also includes appliances.)

Other Structures (Cov B) max. $25,000 (Includes decks, sheds, and solar panels.)

Damage of Personal Contents (Cov C) max. $25,000

Theft of Personal Contents (Theft Cov C) max. $3,000

Would you like coverage for theft of the tiny house?

Yes

No

Personal Liability Coverage

I have a separate homeowner's policy with extended liability.

I do not have a separate homeowner's policy with extended liability.

Earthquake Coverage

Yes

No

Requested Deductible

$500

$1,000

$2,500

Personal Articles Floater

Yes

No

Would you like a quote on any other type of insurance?

Other

Additional Rating Information

A few more questions about your dwelling.

Who built your tiny home?

Where did you get your trailer from?

What is the usage type of your dwelling?

Construction Type

What is the purchase price of our dwelling?

What year was your dwelling built?

Serial/VIN of Trailer

Length of Dwelling (in feet)

Width of Dwelling (in feet)

Total Square Footage of Dwelling (including any lofts) ***tiny home cannot exceed 500 square feet***

Primary Heat Source

Is there a wood stove/fireplace in the dwelling?

Yes

No

Type of Roofing

Do you have any claims within the last 3 years?

Yes

No

Have you had a claim specifically related to tiny house insurance within the last 5 years?

Yes

No

Is business conducted on the premises?

Yes

No

Within the last 5 years, have you experienced bankruptcy?

Yes

No

Is this a container home?

Yes

No

Is this home under construction?

Yes

No

Estimated Number of Moves Per Year

Mortgagee/Additional Insured

Do you need a mortgagee or landowner listed on the policy as an additional insured?

Yes

No

Mortgagee/Additional Insured Information

Additional Insured/Mortgagee Name

Additional Insured/Mortgage Mailing Address

Interest in Policy

Landowner

Mortgagee

Other

Mortgage Loan Number

Other

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What Does Tiny House Insurance Actually Cover?

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